Money Tracker is a personal expense and budget app for iPhone and Android. Log income, expenses and transfers by typing, AI voice or a receipt photo, and edit before saving. It includes monthly and category budgets, charts and reports, and does not link bank accounts.
The app is free to download and the free version shows ads. Free users get a trial allowance of AI entry. Optional yearly Premium removes ads and adds unlimited AI entry, bill import, Android notification entry (you confirm each entry), app lock, and more books and accounts. Records stay on the phone unless you sign in, which backs them up to an account.
Built so people can track expenses and budgets on Android and iPhone without linking a bank account.