SideTally makes simple money and business templates for freelancers, gig workers and side hustlers. Everything opens in Google Sheets or Excel (the client kit also in Word and Google Docs), comes with example data filled in, and is a one-time download with no subscription and no bank connection.
Start with the free Real Hourly Rate Calculator: enter your income, billed hours, unbilled admin and sales hours, expenses and a tax set-aside %, and it shows what you actually keep per hour worked, plus the rate you'd need to charge per billed hour to hit a target.
Paid templates: Side Hustle Income Tracker ($17), Client Onboarding Template Kit ($19), Irregular Income Budget Planner ($12), Gig Driver Mileage Log 2026 with both 2026 IRS rates ($7), Reseller Inventory & Profit Tracker ($12), and the Freelancer Starter Kit Bundle ($29 for the tracker + onboarding kit).
Planning tools only, not tax, legal or financial advice.
Most pricing advice for freelancers stops at 'charge more'. I wanted plain spreadsheets that show the gap between the rate you quote and what you actually keep per hour once admin time, fees and a tax set-aside are counted, without a subscription app or a bank connection. The free calculator does that one job, and the paid templates cover the next steps: tracking income, budgeting around uneven pay, logging mileage, and onboarding clients.