IntoLayers is a web tool for designers and AI image creators that splits a flat PNG or JPEG into a rebuilt background plus transparent layers. Export a layered PSD (the default) or transparent PNGs, individually or as a ZIP. Text arrives as raster layers, not live text.
Your first run works without an account: one image at 1K with two layers. Three or more layers and the 1.5K and 2K sizes need a paid plan or credit pack, with credits priced per layer.
Designers are often handed a flat file with no source, so IntoLayers rebuilds separate layers from it.